Terms of Service

Last updated: January 2026

These Terms of Service (“Terms”) govern your access to and use of the website cardsandcarbs.biz (the “Website”), operated by Cards & Carbs (“we,” “us,” or “our”). By accessing or using this Website, you agree to be bound by these Terms.

If you do not agree with these Terms, do not use this Website.

1. Use of the Website

You agree to use this Website for lawful purposes only and in a manner that does not infringe the rights of others or restrict or inhibit their use and enjoyment of the Website.

We reserve the right to restrict or terminate access to the Website if these Terms are violated.

2. Educational Information Disclaimer

All content provided on this Website, including blog posts, guides, programs, and other materials, is for educational and informational purposes only.

The information on this Website is not intended as medical advice, diagnosis, or treatment, and should not be relied upon as a substitute for professional medical advice from a qualified healthcare provider.

Always consult a physician or qualified healthcare professional before making changes to your diet, exercise routine, or health practices.

3. Coaching Services

Any coaching, nutrition guidance, or educational services offered through this Website are provided on an individualized, non-medical basis.

Results are not guaranteed. Individual outcomes vary based on numerous factors including health history, consistency, training, and lifestyle.

4. No Guarantees

While we strive to provide accurate and up-to-date information, we make no warranties or guarantees regarding:

  • Accuracy

  • Completeness

  • Results or outcomes

  • Website availability or uninterrupted access

Your use of the Website and any reliance on its content is at your own risk.

5. Intellectual Property

All content on this Website, including text, graphics, logos, images, videos, and downloadable materials, is the property of Cards & Carbs unless otherwise stated.

You may not reproduce, distribute, modify, or republish any content without prior written permission, except for personal, non-commercial use.

6. Third-Party Links

This Website may contain links to third-party websites or platforms (such as YouTube, Apple Podcasts, or social media).

We are not responsible for the content, accessibility, privacy practices, or policies of third-party websites. Accessing third-party links is at your own discretion and risk.

7. Accessibility

We are committed to providing an accessible website experience. Please refer to our Accessibility Statement for more information on our accessibility efforts and how to contact us if you encounter barriers.

8. Limitation of Liability

To the fullest extent permitted by law, Cards & Carbs shall not be liable for any direct, indirect, incidental, consequential, or special damages arising from or related to your use of this Website or reliance on its content.

This includes, but is not limited to, loss of data, loss of income, personal injury, or health-related outcomes.

9. Indemnification

You agree to indemnify and hold harmless Cards & Carbs from any claims, damages, losses, liabilities, or expenses arising from your use of the Website or violation of these Terms.

10. Privacy

Your use of this Website is also governed by our Privacy Policy, which explains how we collect, use, and protect your personal information.

11. Changes to These Terms

We reserve the right to update or modify these Terms at any time. Changes will be effective immediately upon posting to this page. Your continued use of the Website constitutes acceptance of the revised Terms.

12. Governing Law

These Terms shall be governed by and interpreted in accordance with the laws of Canada, without regard to conflict of law principles.

13. Contact Information

If you have any questions about these Terms, please contact:

Desirée Houle

Email: cardsandcarbs@gmail.com